FinPlanAcctMan

Financial Planning & Account Management

Financial & Educational Resources

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How much could your account be worth in the future? Go to our 401K calculator here.

How long will my retirement savings last? Please visit our retirement planner.

Retirement contribution effects on your paycheck See your retirement contribution effects.

Failing to Diversify

  • Holding too few funds
  • Investing in the same kinds of funds
  • Loading up on company stock

Rarely Changing Allocations

  • 80% of participants never make changes to their original fund allocations.¹

Making Decisions Not Based on Research or Long-Term Strategy

  • Using tips, rumors and latest financial news to make investment decisions.
  • Relying on friends, family and co-workers for advice.
  • Chasing returns, trying to time the market or using “buy-and-hope” investment strategies.

Not Acting on Advice from Financial Advisor

  • Most Financial Advisors stay involved with their client’s investments, but prefer to leave their 401(k), 403(b) and 457 accounts alone.
  • When the average investor gets advice from a Financial Advisor they often fail to follow through on that advice.

Not Saving Enough

  • With the U.S. Social Security System being strained and many companies discontinuing their pension plans, the 401(k), 403(b) and 457 plans become even more important.

¹ Source: Hands-off: Holders of 401(k) Retirement Accounts Are Not Your Typical Investors, Knowledge @ Wharton, 2006

reduce-your-taxable-income

*Assumes a 25% marginal Federal Tax rate, an 8% State rate,
and a 4% employer contribution. Not all employers match or
contribute to employee plans.

Selection of certain links above will open a window to another server. StraightLine Group LLC does not endorse this website, its sponsor, or any of the policies, activities, products, or services offered on the site or by any advertiser on the site. Websites are provided solely for convenience.

Information and interactive calculators are made available to you as self-help tools for your personal use and are not intended to provide investment advice. We do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals like StraightLine regarding all personal finance issues.

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Learn how StraightLine can be of service to you

Let us help you establish your organization as a leader in providing for the financial security of your employees. StraightLine also provides professional account management for individuals with 401(k), 403(b) and 457 retirement accounts. We manage the account for you – making changes to allocations as needed. We also offer an advice-only management option. Please let us know your needs and we’ll get right back to you and provide you with “straight” answers to your questions.

Corporate Headquarters: 165 Kirts Blvd., Suite 100 • Troy, MI 48084
Local / 248.269.8366 • Toll Free / 877.EDU.403b • Email: info@straightline.com

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